Good question... I dunno what is the answer to your question. I'll do some investigation and get back to you if I bump into an anything. You should email the people at iPage as they probably can answer it..
First, a lot of merchant processors do not look kindly to merchants doing internet sales with their brick and morter accounts. While the chances of them finding out can be slim, if something were to happen (chargeback), you can end up losing your brick and morter account..
Also, depending on the amount of business you are doing online, it is just quicker to have a system that is totally automated and handles all the processing for you. By having to manually enter card numbers you are wasting time that could be spent working on more ways to increase your business..
Now, with that said, if you are just starting out, or are not doing enough sales to justify the added expense of an internet merchant account then I would say using your brick and morter account is justified. You could also look to using PayPal to handle online credit card sales..
Just my 2 cents.....
Do you own a bricks and mortar store?.
Let's just say I disagree with just about everything you wrote..
You have much more control over the entire process if you use your existing merchant account...
Yes we do have a brick and morter store..
We also do 100+ transactions a day via credit cards on the internet via 3 different sites. It would take us hours to manually enter each transaction into a terminal..
Like I said, it all depends on the size of your business...
Plus do you think Best Buy has someone who enters credit card numbers manually for each transaction that occurs on their website?.
No matter what you choose to do I would always check with my processor to ensure that I am not breaking any rules by taking internet sales and entering them manually. Some processors will let you, some will not...
Okay, my site's alreayd made and whatnot but I need help on a few things:.
1) If I have a real store where I can accept credit cards should I bother setting it up online or can I just input the card info and do it though there?.
2) If I do need to accept them online, I will need to get SSL and stuff, what are some good places to get me started on that?.
3) If I do get SSL, how hard will it be to change my iPage site from non-ssl to ssl?.
Thanks very much.
1. While it is possible to run the cards manually without doing it online, you will find it is better, and easier to get an online merchant account..
2. Check with your iPage hosting company to see who they recommend and use for SSL certificates. That is the easiest way..
3. Changing from non-SSL to SSL is as easy as changing ENABLE_SSL from false to true in includes/configure.php and admin/includes/configure.php. You will also need to ensure that the define statements with HTTPS point to the https url. If you need help please feel free to email me...